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Retirement Calculator

Estimate the corpus you need to retire comfortably — and the SIP to build it.

30
1865
60
3575
85
60100
₹50,000
₹5,000₹10,00,000
₹0
₹0₹10,00,00,000
6%
0%15%
12%
1%20%
8%
1%15%

Monthly expenses at retirement

₹2,87,175

Corpus required

₹6,94,68,933

Monthly SIP needed

₹19,680

Your corpus needs to last 25 years, from age 60 to 85.

InvestedEst. returns
₹0 ₹1.74 Cr ₹3.47 Cr ₹5.21 Cr ₹6.95 Cr31: Invested ₹2.36 L, Est. returns ₹15.9K32: Invested ₹4.72 L, Est. returns ₹63.8K33: Invested ₹7.08 L, Est. returns ₹1.48 L3334: Invested ₹9.45 L, Est. returns ₹2.72 L35: Invested ₹11.81 L, Est. returns ₹4.43 L36: Invested ₹14.17 L, Est. returns ₹6.64 L3637: Invested ₹16.53 L, Est. returns ₹9.44 L38: Invested ₹18.89 L, Est. returns ₹12.90 L39: Invested ₹21.25 L, Est. returns ₹17.09 L3940: Invested ₹23.62 L, Est. returns ₹22.11 L41: Invested ₹25.98 L, Est. returns ₹28.07 L42: Invested ₹28.34 L, Est. returns ₹35.08 L4243: Invested ₹30.70 L, Est. returns ₹43.28 L44: Invested ₹33.06 L, Est. returns ₹52.82 L45: Invested ₹35.42 L, Est. returns ₹63.88 L4546: Invested ₹37.79 L, Est. returns ₹76.63 L47: Invested ₹40.15 L, Est. returns ₹91.30 L48: Invested ₹42.51 L, Est. returns ₹1.08 Cr4849: Invested ₹44.87 L, Est. returns ₹1.27 Cr50: Invested ₹47.23 L, Est. returns ₹1.49 Cr51: Invested ₹49.59 L, Est. returns ₹1.74 Cr5152: Invested ₹51.96 L, Est. returns ₹2.03 Cr53: Invested ₹54.32 L, Est. returns ₹2.36 Cr54: Invested ₹56.68 L, Est. returns ₹2.73 Cr5455: Invested ₹59.04 L, Est. returns ₹3.14 Cr56: Invested ₹61.40 L, Est. returns ₹3.62 Cr57: Invested ₹63.76 L, Est. returns ₹4.16 Cr5758: Invested ₹66.13 L, Est. returns ₹4.77 Cr59: Invested ₹68.49 L, Est. returns ₹5.46 Cr60: Invested ₹70.85 L, Est. returns ₹6.24 Cr60

Illustration only, based on the assumed rate of return you select. Actual returns may vary and are not guaranteed. This is not investment advice.

How this calculator works

Your retirement corpus needs to fund rising expenses for many years. This calculator inflates your current monthly expenses to your retirement age, then works out the corpus needed to pay that (inflation-adjusted) amount every year until your life expectancy.

It then deducts what your existing savings could grow to, and calculates the monthly SIP needed to fill the gap. Healthcare costs, one-off expenses and pensions are not included — a full plan accounts for these.

Want a plan, not just a projection?

A calculator gives you a number. We help you build the portfolio, habits and reviews to actually get there.