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SWP Calculator

Plan a regular monthly income from your investments with a Systematic Withdrawal Plan.

₹50,00,000
₹1,00,000₹10,00,00,000
₹30,000
₹1,000₹10,00,000
8%
1%20%
20 yrs
1 yr40 yrs

Total withdrawn

₹72,00,000

Final balance

₹69,63,401

Your investment sustains ₹30,000/month for the full 20 years.

Withdrawn so farBalance
₹0 ₹35.41 L ₹70.82 L ₹1.06 Cr ₹1.42 CrY1: Withdrawn so far ₹3.60 L, Balance ₹50.41 LY2: Withdrawn so far ₹7.20 L, Balance ₹50.86 LY2Y3: Withdrawn so far ₹10.80 L, Balance ₹51.35 LY4: Withdrawn so far ₹14.40 L, Balance ₹51.88 LY4Y5: Withdrawn so far ₹18.00 L, Balance ₹52.45 LY6: Withdrawn so far ₹21.60 L, Balance ₹53.07 LY6Y7: Withdrawn so far ₹25.20 L, Balance ₹53.74 LY8: Withdrawn so far ₹28.80 L, Balance ₹54.46 LY8Y9: Withdrawn so far ₹32.40 L, Balance ₹55.25 LY10: Withdrawn so far ₹36.00 L, Balance ₹56.10 LY10Y11: Withdrawn so far ₹39.60 L, Balance ₹57.02 LY12: Withdrawn so far ₹43.20 L, Balance ₹58.02 LY12Y13: Withdrawn so far ₹46.80 L, Balance ₹59.10 LY14: Withdrawn so far ₹50.40 L, Balance ₹60.27 LY14Y15: Withdrawn so far ₹54.00 L, Balance ₹61.53 LY16: Withdrawn so far ₹57.60 L, Balance ₹62.91 LY16Y17: Withdrawn so far ₹61.20 L, Balance ₹64.39 LY18: Withdrawn so far ₹64.80 L, Balance ₹66.00 LY18Y19: Withdrawn so far ₹68.40 L, Balance ₹67.75 LY20: Withdrawn so far ₹72.00 L, Balance ₹69.63 LY20

Illustration only, based on the assumed rate of return you select. Actual returns may vary and are not guaranteed. This is not investment advice.

How this calculator works

A Systematic Withdrawal Plan (SWP) lets you withdraw a fixed amount from a mutual fund every month while the remaining balance stays invested.

This calculator grows the balance monthly at the expected return and deducts your withdrawal at the end of each month. If withdrawals exceed growth, the balance runs down — the calculator shows when.

Want a plan, not just a projection?

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